Terms & Conditions
Last updated: September 25, 2026
By using healthstaybenefits.com (the "Site"), you agree to these Terms & Conditions. If you do not agree, please do not use the Site.
What we do
Health Stay Benefits is not an insurance company and does not underwrite or issue insurance policies. We help consumers connect with licensed insurance agents and carriers. We are not affiliated with any government agency.
No insurance advice or guarantee
Information on the Site is general and for educational purposes only. Results from the Coverage Finder are general guidance and are not a quote, offer or guarantee of coverage. Actual plans, prices, benefits and availability depend on the carrier, your eligibility and your state. Hospital indemnity insurance is a supplemental, limited-benefit plan. It is not major medical coverage and does not satisfy the requirement for minimum essential coverage.
Consent to be contacted
By submitting your information and checking the consent box, you give express written consent for Health Stay Benefits and its marketing partners to contact you at the phone number and email you provided, including by autodialed or prerecorded calls and text messages, even if your number is on a federal, state or company Do-Not-Call list. Consent is not a condition of purchase. You may revoke consent at any time by replying STOP to texts or by emailing info@healthstaybenefits.com.
Accurate information
You agree that the information you submit is accurate and that you are the owner or authorized user of the phone number and email provided.
Intellectual property
All content on the Site, including text, graphics and logos, belongs to Health Stay Benefits or its licensors and may not be copied without permission.
Limitation of liability
The Site is provided "as is". To the fullest extent allowed by law, Health Stay Benefits is not liable for any damages arising from your use of the Site or from any insurance product you purchase through a third party.
Privacy
Your use of the Site is also governed by our Privacy Policy.
Changes
We may update these Terms at any time. Continued use of the Site means you accept the updated Terms.